Introduction of the e-hryvnia in ukraine: features and benefits
Abstrakt
Central banks play a decisive role in the transformation of the monetary and financial system. They form the basis for the introduction of innovations and strengthen public confidence in money. In the current conditions of the development of financial technologies, a wide range of payment instruments appears, among which a special place is occupied by digital currencies of central banks – CBDC (Central bank digital currency, i.e. a digital fiat currency, issued by a central bank). They help to maintain control over the monetary system regardless of technological changes. At the same time, the stability of the financial system must be based on sound institutional foundations defined by central banks [1].
The aim of the article is to analyze current trends in the digitalization of the banking system of Ukraine, in particular the introduction of the e-hryvnia, and to determine the features and consequences of its implementation.
Bibliografia
Carstens, A. (2019). The future of money and the payment system: What role for central banks? URL: https://www.bis.org/speeches/sp191205.pdf (accessed: 14 April 2026).
Hryshchai, S. O. (2022). Digital hryvnia: formation. Actual Problems of Politics: Collection of Scientific Papers, Issue 69. Odesa: Helvetica Publishing House, pp. 138– 143. URL: https://doi.org/10.32837/app.v0i69.1314
Interview with Andrii Podderyegin, Director of the Department of Payment Systems and Innovative Development of the National Bank of Ukraine. URL: https://ucap.io/intervyu-dyrektora-departamentu-platizhnyh-system-ta-innovacijnogorozvytku-nbu-andriya-poddyerogina/ (accessed: 14 April 2026).
On Payment Systems and Funds Transfer in Ukraine: Law of Ukraine. URL: https://zakon.rada.gov.ua/laws/show/679-14#Text (accessed: 14 April 2026).
